PM-JAY / Ayushman Bharat – Cashless Treatment at Ibn Sina Hospital

What is PM-JAY / Ayushman Bharat?

The Pradhan Mantri Jan Arogya Yojana (PM-JAY) is India's national health protection scheme. It provides a health cover of ₹5 lakh per family per year for secondary and tertiary care hospitalisation. The scheme covers over 10.74 crore families across India, making it one of the largest healthcare programmes in the world.

• Cashless treatment – No out-of-pocket expenses at the hospital
• Pre-existing conditions – Covered from the first day
• Domiciliary care – Home-based care for chronic conditions
• Wide network – Available at empanelled hospitals across India

Eligibility – Who Can Avail PM-JAY?

PM-JAY is available to families identified through the SECC (Socio-Economic Caste Census) 2011 database. In Jammu & Kashmir, eligibility is based on:

• Families classified as deprived or automatically included in rural areas
• Families with specific occupational categories in urban areas
• All eligible families can check their status online or at their nearest Ayushman Mitra desk

At Ibn Sina Hospital, Budgam: Visit our reception or contact our Ayushman Mitra desk to check your eligibility and begin the process.

How to Avail Cashless Treatment at Ibn Sina Hospital

1. Visit Ibn Sina Hospital – Walk in or book an appointment.
2. Verify your PM-JAY card – Show your e-card or Aadhaar at the Ayushman Mitra desk.
3. Get treatment – Receive cashless treatment without any out-of-pocket payment.
4. Hospital settles the claim – We handle the paperwork.

Important: Always carry your PM-JAY card / e-card and Aadhaar when you visit.

Need Help?

Our team is here to assist you with eligibility checks, documentation, and treatment planning.